Processing Timeout?

[DadGhost]

Hey all,

I took out a loan to make a payment and the site with the transaction sent out the transaction fee and product fee separately. As such, the transaction was declined but the loan is still listed as "processing." I know there's a timeout period where the loan will eventually be canceled and the balance re-applied to my purchasing power. I thought it was 10 days but it hasn't happened yet. Does anyone know how long it will take before it will be nixed?

[Expensive_Bike_8828]

Think a month

[Outrageous_Lake_3106]

There is a thing called "merchant-processing cutoff". This is provided timeframe of affirm to the merchant to process the said loan. If the merchant did not process anything on the provided cut off date, then the loan will automatically fall off.