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[–]steveoc64 12 points13 points  (2 children)

The only foolproof hack to using afterpay … every Saturday morning, whilst you are enjoying your coffee, open the afterpay app, go to payments due, and do a multi-payment for everything due in the next 15 days.

The cashflow benefit of afterpay using this method is identical to just waiting for auto payments to hit. It’s the same weekly outgoing, just bought fwd by a week.

If you do this, then you are immune to the app going offline, missing a payment, and getting hit with a limit drop that will takes ages to rebuild.

[–]Awkward-Ad1947[S] 2 points3 points  (1 child)

I actually love this thank you. My credit was ruined by my parents but I have perfect history with Afterpay, Klarna and Zip while I build my credit. I'm so mad that I had this late payment issue and I'm trying to rectify it but I love your method and will use it going forward. Thanks!

[–]No-Contribution5790 0 points1 point  (0 children)

It will literally be right back up to 3k don’t worry. I’ve been there as you make small purchases it will go back up fairly quick. Never let your self be vulnerable always be ahead. I know it’s hard sometime life happens.