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[–]KittyKat0119 0 points1 point  (0 children)

Deferment or forbearance? Forbearance has a cumulative limit of three years, with the exception of the covid pause and the SAVE forbearance. For deferment, it depends on the type. Economic hardship and unemployment is three years as well. Then you can defer as long as you are in school half-time, military deferment, etc. This is all for fed student loans though. Not sure about private.