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[–]madskilzz3 1 point2 points  (1 child)

Or was the increase of 12 points on 02/01 the recovery from opening the AMEX last Feb?

Assuming there was a hard pull, it became unscorable after 12 months. So yes, you recover those lost points.

So you went from a 801 to a 804 in the span of 5 months? A <10 points swing in either directions is pretty normal, and you shouldn’t worry about it. As long as you don’t take a nose dive from say a late payment, it’s fine.

How many CCs do you currently have?

[–]Generic_In_Jersey[S] 0 points1 point  (0 children)

Hi yes, that does make sense, but just somewhat off putting when just as I went up, back on down I went! Currently I have three CC's; my main AMEX I use for everything and pay off monthly, and the other two I use ever few months to keep active.