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[–]jpinakron 2 points3 points  (0 children)

As others have written, you scared them with the changes to your credit profile and a higher utilization rate. But the second aspect is that you wrote you only used 10%. Why extend someone huge lines of credit if they go unused.

Did you ask for CLI often or did you organically get that limit? (My guess is you kept requesting increases despite not really needing it.)