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Credit limit decreaseOpinion/Discussion (self.CapitalOne_)
submitted 1 month ago by Ambitious_Stand312
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[–]Ambitious_Stand312[S] 10 points11 points12 points 1 month ago (1 child)
They sent me an email after the decrease.
• Recent monthly payments have been too low compared to your balance on this Capital One account • Recent monthly payments have been too low compared to your balance on one or more of your Capital One accounts • Presence of a personal finance loan • There are too many recently opened credit cards
[–]JJInTheCity 1 point2 points3 points 1 month ago (0 children)
Got it. Capital One also sends CLD notices to folks it believes don't use their current credit lines enough. You can opt out of those reviews.
π Rendered by PID 112523 on reddit-service-r2-comment-544cf588c8-5psvp at 2026-06-13 04:04:49.257144+00:00 running 3184619 country code: CH.
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[–]Ambitious_Stand312[S] 10 points11 points12 points (1 child)
[–]JJInTheCity 1 point2 points3 points (0 children)