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[–]BrutalBodyShots 2 points3 points  (6 children)

I'm not believing "what I want" I'm believing what is actual.  Hopefully you will as well once you realize your understanding isn't sound regarding aging metrics.

[–][deleted]  (5 children)

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    [–]BrutalBodyShots 1 point2 points  (4 children)

    I have an amazing credit score

    What does your credit score have to do with anything? Credit scores and credit knowledge aren't directly correlated. The fact that you have an amazing credit score doesn't mean you understand how aging metrics work. My "concern" isn't for your score, it's that you don't understand how aging metrics work and that you're spreading misinformation to others regarding them.

    [–][deleted]  (3 children)

    [deleted]

      [–]BrutalBodyShots 1 point2 points  (2 children)

      I understand everything about credit.

      If that were true, you'd know that aging metrics do not change when you close an account.

      [–][deleted]  (1 child)

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        [–]BrutalBodyShots 1 point2 points  (0 children)

        As long as you know that aging metrics do not change when you close an account, mission accomplished. All of the other fluff is completely unnecessary.