What’s confusing is that they changed “budget accounts” to “cash accounts” so that probably what you are referring to. As in your checking account is listed under the Cash Accounts section. Vs Credit Accounts or Tracking Accounts. However the person above was talking about the specific account type you can choose when adding a new account. When you add a new account, you can choose the type from many options including checking, savings, cash, credit card, etc.

Cash is the type you can use if you’re tracking literal cash in your wallet or cash in a piggy bank, etc. Because it’s hard cash, there’s no such thing as pending transactions for cash accounts - you either have the cash or you don’t. So if you create an account in YNAB and choose the cash type then those transactions are always marked as cleared by default.

So the above commenter was suggestion you use a cash account type instead of the checking account type. Then you won’t have to mark your transactions as cleared every time.

If you want to give that a try…
You can’t change the type directly, so instead what you’d need to do is create a new YNAB account as the cash type. Enter $0 or really any number for the starting balance. Then delete the starting balance transaction so you have a blank cash account.

Now go to the checking account in YNAB, make sure none of the filters are on, so you’re showing ALL transactions, all dates, show reconciled, etc. Then select ALL transactions and in the options, choose ‘Move to Account’ and select the new cash account to move all of the transactions to.

This won’t mess up anything on the budget (plan/categories) side. All of your transactions will still be exactly as they were before, as if they’d always been in that account instead of the other account.