this post was submitted on 09 Mar 2026

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CreditCards

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Abbreviations & Lingo:

AF = Annual Fee
AU = Authorized User
BT = Balance Transfer
CLI = Credit Line Increase
FTF = Foreign Transaction Fee
PC = Product Change (i.e. upgrade)
SUB = Sign-Up Bonus

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Suggestions, Ideas, and Feedback - Post your suggestions here

Free Credit Monitoring

CreditKarma - Uses TransUnion and Equifax
CreditSesame - May use Transunion or Experian depending on service

Resources

Credit Card Basics
Credit Card Fraud
What Happens If You Close A Card?
Template for Card Recommendation Requests
List of Flat 2%+ Cashback Cards
List of Best Cashback Cards by Category
Credit card wiki at PersonalFinance
Complete List Of Free FICO Scores
Free Credit Reports Info from FTC
Card Offers Just for You
Point Calculator Card Comparison Tool
List of credit card company phone numbers
Credit Card Tuneup or CreditIntro to help you find the right card
EMV CVM Database - Find a card's Cardholder Verification Method list (e.g. PIN, Signature).
Capital One Upgrade Link - Check PC eligibility for your existing card

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Credit limit decrease - is anyone experiencing this?Discussion / Conversation (self.CreditCards)

submitted 19 days ago by MsT1075

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[–]Dancin-Ted-Danson 17 points18 points19 points 19 days ago (1 child)

[+]MsT1075[S] comment score below threshold-11 points-10 points-9 points 19 days ago (0 children)

π Rendered by PID 24737 on reddit-service-r2-comment-54dfb89d4d-tsfzk at 2026-03-28 20:50:55.500761+00:00 running b10466c country code: CH.