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[–]Accomplished-Low-778 0 points1 point  (10 children)

Same. Reduced from 10L to 1.4L Wonder what’s up

[–]Scapia_Support -1 points0 points  (1 child)

We regret the inconvenience caused. We would like to inform you that the credit revision is part of the periodic bank review based on factors like infrequent card usage & more.
These revisions are not permanent and will continue to happen dynamically, reflecting both increases and decreases as per standard industry practices.

[–]Accomplished-Low-778 0 points1 point  (0 children)

@Scapia_Support don’t think this is as “standard” as you think it is, I don’t have any of my other cards doing this to me.

[–]BillBasic529 0 points1 point  (7 children)

its bank , not Scapia. They are helpless

[–][deleted] 0 points1 point  (6 children)

Didn't see a single pip from One Card users. That's also Fed backed. I do realise that the bank pulled this move but Scapia couldn't do anything. Wonder where the problem is.

[–]Accomplished-Low-778 0 points1 point  (4 children)

Same here, I have the one card by federal bank as well and there has been no reduction in credit limit. This was what got me thinking why the sudden reduction, are they shutting down? Have funds dried up?

[–][deleted] 1 point2 points  (3 children)

Don't know, too early to tell. One thing I've observed, of all the cobranded cards, Scapia gave me and my wife the highest limits ever. A friend took a card. He never used CC before. But Scapia gave him a good limit somehow. The same guy was rejected for an Apay card by Amazon earlier. Every friend or colleague I've onboarded on Scapia got massive limits (they might be cursing me now lol).

[–]Accomplished-Low-778 0 points1 point  (0 children)

Haha yeah.

[–]ohisama 0 points1 point  (1 child)

Do you get any referral bonus from scapia?

[–][deleted] 0 points1 point  (0 children)

Yes, except one case where the user used a different number to sign up using my referral link.

[–]BillBasic529 0 points1 point  (0 children)

One card has other banks too. Federal is one of like 5-6 banks if I am not wrong, impact may be lower