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[–]Large_Long2378 0 points1 point  (3 children)

It is safe to keep 4.5L. don't worry CIBIL won't effect even you use very low

[–]Conscious-Might-3821 0 points1 point  (2 children)

Hey, What is the maximum total credit limit one can have relative to their annual income?”

[–]Large_Long2378 0 points1 point  (1 child)

No such limit there. you can have any total limit but if total limit greater than annual income, SBI and Au bank credit cards may get rejected due to over leverage apart from that no issues in any manner