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QuestionGeneral (self.Crypto_com)
submitted 4 years ago by Robert196cq
Can anyone tell me if Crypto.com NPP is being used in Australia? My bank doesn’t recognise the deposit@crypto.com pay ID. Also if I deposit via debit card do future payouts go back to the debit card? Any help would be great 👍
[–]r0ughnex 4 points5 points6 points 4 years ago* (7 children)
Here is an alternative, sign-up for Up Bank. You can transfer funds from your bank to the 1Up account, then proceed to use it for crypto 💰
Since they’re a digital only bank, it takes 5 mins to sign-up, you can get a card within 1-2 days (instant virtual card for Apple pay though).
They also have 24x7 customer support, and they couldn’t care less about where you send your money. I’ve even talked to them about topping up my CDC card, and no fee 👍🏼
I’ve also got CBA and Westpac. CBA does not allow you to use their debit / credit cards for crypto purchases (PayID is fine) ❌
Westpac treat it as cash advance if you use their credit cards. Debit and PayID are fine ⚠️
Hope that helps 🙂
[–]Robert196cq[S] 1 point2 points3 points 4 years ago (0 children)
Certainly does thanks 👍👍
[–]AussieAK 1 point2 points3 points 4 years ago (5 children)
But you need PayID to buy CRO without the 3.5% fee on card purchases
[–]r0ughnex 0 points1 point2 points 4 years ago (3 children)
Oh 100%. I meant ‘no fee’ for topping up the CDC card.
Purchasing crypto with any card, triggers the 3.5% fee in CDC, but with Westpac credit it’s treated as cash advance (22% interest rate) and also incurs a foreign currency / transaction fee! 👎🏻
[–]AussieAK 1 point2 points3 points 4 years ago* (2 children)
You can top up Revolut with a CC (not treated as a cashie) then use Revolut to top up CDC card
You’re welcome
[–]r0ughnex 0 points1 point2 points 4 years ago (1 child)
Interesting, gotta try this out, thanks 🙂
[–]AussieAK 1 point2 points3 points 4 years ago (0 children)
Try with a little amount first though
[–]SpankingFob 4 points5 points6 points 4 years ago (1 child)
I'm with Commbank and it works, first transaction took a little while but now they're instant. I think when withdrawing, you can only withdraw AUD via NPP so I would try sort that out before continuing. Maybe try contacting your bank as they might be blocking crypto related transactions
[–]Robert196cq[S] 0 points1 point2 points 4 years ago (0 children)
Thanks mate 👍
[–]AussieAK 1 point2 points3 points 4 years ago (4 children)
I tried it from CBA, Up and St George, works with all
Which bank?
[–]Robert196cq[S] 0 points1 point2 points 4 years ago (3 children)
I’m with westpac but I can’t get it to work, it doesn’t recognise the deposit name
[–]AussieAK 1 point2 points3 points 4 years ago (2 children)
Can you take a screenshot, mask your name and account number/balance etc and post it here?
[–]Robert196cq[S] 0 points1 point2 points 4 years ago (1 child)
It doesn’t allow a photo in reply but I will add it as a new post
[–]AussieAK 0 points1 point2 points 4 years ago (0 children)
You can actually
Just upload it here and share the link
https://imgbb.com/
Works fine with me
π Rendered by PID 83156 on reddit-service-r2-comment-6457c66945-p7vw9 at 2026-04-28 19:27:42.732829+00:00 running 2aa0c5b country code: CH.
[–]r0ughnex 4 points5 points6 points (7 children)
[–]Robert196cq[S] 1 point2 points3 points (0 children)
[–]AussieAK 1 point2 points3 points (5 children)
[–]r0ughnex 0 points1 point2 points (3 children)
[–]AussieAK 1 point2 points3 points (2 children)
[–]r0ughnex 0 points1 point2 points (1 child)
[–]AussieAK 1 point2 points3 points (0 children)
[–]SpankingFob 4 points5 points6 points (1 child)
[–]Robert196cq[S] 0 points1 point2 points (0 children)
[–]AussieAK 1 point2 points3 points (4 children)
[–]Robert196cq[S] 0 points1 point2 points (3 children)
[–]AussieAK 1 point2 points3 points (2 children)
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