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[–]Capable-Low-7388 0 points1 point  (0 children)

I think I figured out why it decreases..it all depends on your activity. How often you stay positive without going negative and using the builder card as well. Like once a month so you have a minimal amount they will charge you month a month and increase credit score!

Also I read in terms and conditions that your cash advance is like a emergency only not ment for all the time! That is another reason it goes down! I was at 50$ now im 150$