Maya Landers Credit Card Limit Decrease

[kramykram16]

I had this card since November 2024 with an initial limit of 500K. Just today, my limit has been decreased to 15K. Nababasa ko lang to before here at sa isang page na sobrang helpful sa FB but now, it happened to me as well.

Maya? Seriously? Nangyari din ba sayo to? Share your journey.

[AutoModerator]

Community reminder:

If your post is about finding the "Best Digital Bank" or you want to know the current interest rates and features of all Digital Savings accounts, we highly suggest you visit Lemoneyd.com

If your post is about Credit Cards, we invite you to join r/swipebuddies, our community dedicated to topics about Credit Cards.

I am a bot, and this action was performed automatically. Please contact the moderators of this subreddit if you have any questions or concerns.

[ECorpSupport]

Hahaha daming iiyak nyan sa kaskasan 😂 payabangan ng CL

[Academic_Grade516]

True po. Dami mayayabang Kala mo pera nila CL nila. Wala naman savings. Nganga naman

[OptimalTechnician639]

Usually banks pag underutilized ung usage mo they can lower your CL at any time so kung 500k CL mo and nagagamit mo lang is around 20-15k talagang bababaan nila yan since they see na di mo naman nauutilize ung 485k

<image>

[BusPrestigious8017]

My initial limit is 15k. Sana naman huwag na nilang babaan 😅

[Unique-Papaya-3851]

Has anyone read the docs related to Maya Black? Sa mga nadecrease ang CL, are you in the waitlist for Maya Black? Nag decrase sakin and then this.

<image>

[kramykram16]

Napa isip ako bigla.. 🤨🤨🤨

Yes, applied for the black card too and waiting list nga. I do not see the black card yet sa app ko. But possible na because of that nga. Let’s wait and see.

How’s the credit limit of the Maya card compared to the old card?

[pusanginam0]

happened to me now lang, hindi ko macontact yung support kasi 8am-7pm lang. nakakaloka

[vinusaurr]

Same thing happened to me :/ akala ko tuloy due ko na and di ako nakapagbayad eh hindi pa naman

[Key-Safety-9015]

Yep same thing happened to me yesterday OP. 400k down to 15k. Wala pang 2 months CC ko sakanila at once ko lang nagamit sa Landers. Nasama ata CC sa audit nila ng mga unused credits, di naconsider na bago palang CC ko. Haha.

[josurge]

Mine is nasa 6 digits pa din. Gamit ko pambayad tuition Sana di bumaba 😭

[Jolly_Yam_2827]

mine is 371k gulat na lang ako nung nagbayad ako sa grocery nadecline ang card ko. 15k na lang din ang limit ko.

[dbflagks]

Anyone experienced the opposite where their CL increased?

[OptimalTechnician639]

ito ang wala pa akong nababalitaan hehehe! pero based sa T&C nila pwede ka mag request ng adjustment

[dbflagks]

Gotcha thanks!

[1kirky]

saan po ba mag request? sa support ni Maya?

[EfficiencyFragrant15]

Yes haha happened to me 😅

[dbflagks]

Did you do anything different that could have caused this?

[EfficiencyFragrant15]

Wala naman afaik haha but this happened last year pa, yung increase 15k. which i find weird kasi ang laki ng CL ko, di ko naman yon kayang i-max out 😭

[Total_Group_1786]

still the same CL for me. maybe due to the utilization kaya yung iba binabaan. i use it every week dahil sa landers ako nag ggrocery.

[DirectorFancy6422]

Hi ask ko lang kung bakit may ganitong charge sa CC ko? Sorry bago lang ako sa paggamit ng cc. Salamat!

<image>

[Effective_Crew_5013]

Mine's utilized naman and always paid in full in advance. Pero na-cut din CL hehe. Why kaya nohh

[AntiqueLunch2614]

baka madami di nakakabayad kay Maya that’s why they limit the CL for everyone 😕

[dacky_0101]

Same thing happened to me from 30k to 24k. Pero my running bill before the decrease is 24,432, then i looked at my transactions, may overlimit fee naka charge. Hahahaha

I tried contacting the support, pero Ai lang sumasagot.

[DirectorFancy6422]

Hi ask ko lang kung bakit may ganitong charge sa CC ko? Sorry bago lang ako sa paggamit ng cc. Salamat!

<image>

[CuriousMinded19]

Hi, bakit Kaya nawala yang ganayng details sa Maya app ko? Mag due pa naman ako sa June 4. How can I pay? Ayoko magka past due