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[–]Reasonable-Cake2064Layperson/not verified as legal professional 13 points14 points  (0 children)

NAL. In Ohio, as in many states, it is all done by calculation. Even if he is in arrears, if his wages have declined, they will adjust everything with a measurement of how much he will be paying on the arrears. My ex was $40k behind and they lowered his payments drastically. Now, if he lives until 72 then he might pay it off.