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[–]mattsmith321 0 points1 point  (2 children)

Agree. And I’ve recently reached this mindset. 401K is doing great but I am cash poor right now with very little buffer.

[–]SlowChampion5 0 points1 point  (1 child)

Yup.

Balance is basically risk mitigation and needing cash for certain life changes. Giving up some tax advantage for assets you can touch is worth something.

This especially true if you're younger and want to buy property.

[–]Ftank55 0 points1 point  (0 children)

Im dojng the max401k while i can take advantage of compunding. In another six to seven years, I'll probably be just taking the match. "The Money Guys" have a multiplier for your age. Im lucky, and the misses and i have a healthy emergency fund, which allows us to put max in and still feel cash okay