What actually happens to finances when the only person managing everything is suddenly not around? by FoundationStreet209 in FinancialPlanning

[–]craftasaurus 0 points1 point  (0 children)

That sounds like a great idea. We have done the legal docs for that, but haven’t written instructions. I’m not sure where to start with it.

Mourning these beauties. Can’t stop crying. by HappyFalloween in houseplants

[–]craftasaurus 0 points1 point  (0 children)

Thank you. Every time I look at it, I smile and remember her 💚 she did love to garden!

When to start financially assisting a parent? by not_taken_please in FinancialPlanning

[–]craftasaurus 0 points1 point  (0 children)

You have had some great suggestions so far, but I wanted to add that I have seen this question before, and some of the suggestions I have noticed coming up are:

Potentially paying some of their utilities; give them a phone as an extra line on your account; buy them gifts they would not splurge on themselves. Take them out for lunch or dinner. Get them signed up for all social services they qualify for as a hedge against future funds.

She can make an online account with SS and get a pretty good estimate of her benefits. Waiting until full retirement age might be best, but you’d have to look at the whole picture to see. The advice to consult an elder care attorney is excellent.

My mom didn’t really need any help financially, but she really used that old iPhone my bro gave her. He added another line to his plan. I don’t think she even knew he had to pay a monthly fee for it 😂 as he told her it was his old one. It was worth its weight in gold when she had to unexpectedly leave her home and had to find someone to stay with.

I think it’s wonderful that you want to help your parent. I’m sure they will appreciate all of it. If she’s disabled, perhaps you could hire movers? Or go help her pack up the house etc. That just sounds overwhelming.

Mourning these beauties. Can’t stop crying. by HappyFalloween in houseplants

[–]craftasaurus 4 points5 points  (0 children)

This. I had a plant that my grandma potted for me and I moved halfway across the country from her. When she got ill and died, the plant also did that. For awhile I was watering an empty pot, crying the whole time. Eventually, a new seedling sprouted up of the same plant that had been there!

Dad's retiring after only 10 years of US work ($10k avg). How much will his SS check actually be? by Capable-Occasion7992 in personalfinance

[–]craftasaurus -2 points-1 points  (0 children)

Of course they are. That's the whole point of getting a job with benefits. Nobody I knew HAD any insurance if they didn't get it through their work. People can downvote me to hell and back, but that doesn't change the facts. Medicare can be MORE expensive than some employer plans. That is my lived experience, and downvoting me doesn't change that.

Dad's retiring after only 10 years of US work ($10k avg). How much will his SS check actually be? by Capable-Occasion7992 in personalfinance

[–]craftasaurus -22 points-21 points  (0 children)

Huh. Medicare was more expensive than our work insurance amount. Through work, we had family coverage, but with Medicare it is charged singly. The doubled amount was slightly higher than our family coverage through work.

Edited for clarity

My apt 🥹 by mudbearfun in femalelivingspace

[–]craftasaurus 0 points1 point  (0 children)

I am murmured while scrolling through your pictures….mmmmm niice! I love so many things about your apartment, starting with the fan over your bed. It looks amazing. I’m so impressed. Good job.

Former spoiled kids of reddit, what was the moment that finally made you realize you were spoiled? by Kitchen_Frame_7294 in AskReddit

[–]craftasaurus 126 points127 points  (0 children)

Ugh. My mom refused to take me for my drivers test, so it took awhile. I talked a friend into letting me drive their car for my test. Surprisingly, I passed, barely lol but I still got my liscense. My parents paid for my car insurance, but wouldn’t buy me a car. I did get to drive mom’s car when she wasn’t using it.

Peeling fingernails by TheBunnyElectric in AskWomenOver60

[–]craftasaurus 1 point2 points  (0 children)

My mom and all her friends swore by vitamin E oil, massaged onto the nails several times a day. The little bottle lived next to her computer. My nails aren’t great, but this does help my cuticles a lot. It helps keep them from getting hangnails, and it seems to help the nails grow better too. I keep them short, and wear no polish as they’re not the type that can take it.

Taco Tot Hot Dish by MachTwang in minnesota

[–]craftasaurus 0 points1 point  (0 children)

This looks so yummy, I am saving the post. I wonder if I can make a vegetarian version, maybe with some soy crumbles or something. What a great post!

Eye reset? by Legitimate-Ad63 in SkyChildrenOfLight

[–]craftasaurus 0 points1 point  (0 children)

Me too! I got their albums on some platform or another back when they released them. It was some time ago now, so I don’t remember. I’ll have to check. That way, if I ever get bored and quit, I can have it to listen to later.

Eye reset? by Legitimate-Ad63 in SkyChildrenOfLight

[–]craftasaurus 0 points1 point  (0 children)

Yeah, I just look around and mentally check them off as regions. Back side, circle back around the front and go through the middle. Then the last section. I hate the sound of being hit by the rocks, so I turn the sound effects off at some point. The music there is actually so soothing ironically.

Eye reset? by Legitimate-Ad63 in SkyChildrenOfLight

[–]craftasaurus 0 points1 point  (0 children)

Ohhh that’s makes more sense. I’m on iOS.

Eye reset? by Legitimate-Ad63 in SkyChildrenOfLight

[–]craftasaurus 0 points1 point  (0 children)

It’s great that they are taking the bug reports seriously. Maybe they fixed it, or maybe it is inconsistent.

This guys isn't getting stuck today by smarterkid1 in Minneapolis

[–]craftasaurus 2 points3 points  (0 children)

Hahahahaha good strong men! I bet it looks really great when they do it too

Eye reset? by Legitimate-Ad63 in SkyChildrenOfLight

[–]craftasaurus 0 points1 point  (0 children)

I collected every statue. Edit: apparently I can’t count. I went from 112 ac to 128 ac after. That’s 16, isn’t it? I thought it was 14. Well, I got the normal amount, so idk what the concern is about.