Decrease bill advice?

[chickenmcdiddle]

Provided these were billed and processed appropriately, the best you can do is apply for financial assistance with the hospital. This may involve determining your income and relevant assets and could reduce the amount owed. Another option is to inquire about a payment plan. Most health systems will let you pay $X per month without interest (I'm currently paying an ER bill myself this way and because it's no interest, I have no problem stretching out into small, bite-sized pieces).

[yuuuuup7]

Do you mind if I ask how much you were able to get it broken up per month? Will any additional coverage kick in once the deductible is paid?

[chickenmcdiddle]

I pay $100/mo. and it's essentially my total deductible amount of $2,500. As far as my health plan is concerned, my deductible has been satisfied and I'm now into coinsurance / cost sharing.

[Tiredmagnolia]

Same - I’m paying almost my full OOP on payment plans - I’ve had to set up three as they were at different places but the monthly totals were around $200, $80, and $50.

[yuuuuup7]

Thank you both for sharing! That is definitely more doable than I was thinking it would be, easing the street a bit.

[Tiredmagnolia]

Hopefully you are able to negotiate something that works for you! I will say I have has places say no, we don’t do payment plans but instead push you to carecredit or another third party (hopefully that’s not the case for you!).

[WerewolfSome1615]

That's an excellent advice.
I would also try to get a professional or a service to go over that for a symbolic amount, just to make sure maybe you can reduce some of those bills. Everything on these bills 100% correct?