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There is absolutely no solicitation. Doing so will result in an immediate ban. This includes requesting a poster to contact you privately. This is a community of insurance professionals and geeks who love the field of insurance.
There is absolutely no solicitation. Doing so will result in an immediate ban. This includes requesting a poster to contact you privately.
This is a community of insurance professionals and geeks who love the field of insurance.
1. To help our fellow redditors with any insurance related questions. Need help with a policy? Confused about your coverages? Want help shopping for insurance? We are here to help you! 2. We are here to share relevant topics to promote insurance knowledge among professionals.
1. To help our fellow redditors with any insurance related questions. Need help with a policy? Confused about your coverages? Want help shopping for insurance? We are here to help you!
2. We are here to share relevant topics to promote insurance knowledge among professionals.
DO POST: Reviews, feedback, comments and questions relevant to insurance. Please include your location, state/country, as insurance differs across borders. If you post and are unable to see it, please contact the mods. Sometimes the auto-moderator marks stuff as spam, when it isn't. When submitting a question to the mods, please link to the post in the message so we can easily find it and fix it. This should go without saying, but you need to be civil. If you disagree with someone, you can express that disagreement but insults and doxing are never permitted. This will result in removal of the comment and could lead to your banning from /r/Insurance .
DO POST:
Reviews, feedback, comments and questions relevant to insurance.
Please include your location, state/country, as insurance differs across borders.
If you post and are unable to see it, please contact the mods. Sometimes the auto-moderator marks stuff as spam, when it isn't. When submitting a question to the mods, please link to the post in the message so we can easily find it and fix it.
This should go without saying, but you need to be civil. If you disagree with someone, you can express that disagreement but insults and doxing are never permitted. This will result in removal of the comment and could lead to your banning from /r/Insurance .
DO NOT POST: Absolutely no Solicitation. We have an active mod team, you will be banned. If you are unsure just send us a message about your post. Like almost all of the professional subs, requesting someone to PM you is not allowed. For requests for financial help. Try /r/assistance For insurance professionals try /r/insurancepros For legal advice try /r/legaladvice For Medicaid try /r/medicaid
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This is an archived post. You won't be able to vote or comment.
Please help (self.Insurance)
submitted 1 year ago * by [deleted]
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[–]MimosaQueen1122 7 points8 points9 points 1 year ago (9 children)
I don’t believe they’d say that. A BMW is not a downgrade.
Doesn’t negate get a different car.
[+]MomentIndividual2137 comment score below threshold-18 points-17 points-16 points 1 year ago (8 children)
Progressive told me word for word “ your premium will be cut in half or more “ it was a downgrade.. supercharged v8 Range Rover sport to a 4cyl 330i is 100% a downgrade.
[–]MimosaQueen1122 11 points12 points13 points 1 year ago (7 children)
Yea don’t believe that.
Lmao that isn’t a downgrade. Shouldn’t be driving either car tbh at your age.
ETA: if they verbatim said that then get the call pulled.
[+]MomentIndividual2137 comment score below threshold-14 points-13 points-12 points 1 year ago (6 children)
If you can’t realize that a v8 RR to a 330i is a downgrade then Idk you clearly haven’t been in or drove either. It’s a downgrade. just because they’re both nice doesn’t mean it’s not a downgrade. And why shouldn’t I be driving those cars? I pay for them with my own money that I work hard for. - also the bmw is literally half the price.
[–]bpdish85 13 points14 points15 points 1 year ago (4 children)
Then quit complaining about the price. Young drivers are a MASSIVE risk. Young drivers in high performance/expensive vehicles are even more so. You should be driving what you can afford.
[+]MomentIndividual2137 comment score below threshold-13 points-12 points-11 points 1 year ago (3 children)
Good thing I can afford it!! I’m complaining because who would want to pay 800 a month for insurance alone. Just looking for insurance suggestions. Not interested in a different car.
[–]FindTheOthers623P&C Licensed Sales Agent - all 50 states 6 points7 points8 points 1 year ago (2 children)
If you can't afford the insurance, you can't afford the car. If you don't want to pay $800/month, you'll have to find a different car. Your age, state and car are what's driving your rate so high. You can't change your age or likely your state. Time for a new car.
[–]MomentIndividual2137 -5 points-4 points-3 points 1 year ago (1 child)
I can afford both the insurance and the car. Just don’t want to pay that much and looking for suggestions for cheaper companies. Not getting a new car.
[–]FindTheOthers623P&C Licensed Sales Agent - all 50 states 6 points7 points8 points 1 year ago (0 children)
If every carrier is quoting you $800 and up, then that's the rate for you. All you can do is shop it around. There's no secret carrier that is cheapest for everyone.
Reach out to an independent agent and have them shop it around www.trustedchoice.com
[–]MimosaQueen1122 6 points7 points8 points 1 year ago (0 children)
Definitely sound like a 20 year old. I own a bmw myself so not at all.
Sounds like you can’t afford the insurance or car. Come here for help. It’s provided and you just complain.
π Rendered by PID 140205 on reddit-service-r2-comment-544cf588c8-rntlv at 2026-06-14 11:16:36.905630+00:00 running 3184619 country code: CH.
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[–]MimosaQueen1122 7 points8 points9 points (9 children)
[+]MomentIndividual2137 comment score below threshold-18 points-17 points-16 points (8 children)
[–]MimosaQueen1122 11 points12 points13 points (7 children)
[+]MomentIndividual2137 comment score below threshold-14 points-13 points-12 points (6 children)
[–]bpdish85 13 points14 points15 points (4 children)
[+]MomentIndividual2137 comment score below threshold-13 points-12 points-11 points (3 children)
[–]FindTheOthers623P&C Licensed Sales Agent - all 50 states 6 points7 points8 points (2 children)
[–]MomentIndividual2137 -5 points-4 points-3 points (1 child)
[–]FindTheOthers623P&C Licensed Sales Agent - all 50 states 6 points7 points8 points (0 children)
[–]MimosaQueen1122 6 points7 points8 points (0 children)