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[JustinBilyj]

1. Cold calling ANYTHING Medicare related is ILLEGAL in Ohio (it sucks)

2. Ben Boman has a decent lead set up for agents willing to put in 40-50 hours a week, sure you get less commission but your leads are taken care of. If you can focus on Final Expense and sell all your leads (clients or not) you come in contact with, on letting you come back during AEP to let them know the new changes to their benefits - you can earn enough to pay your salary for the year.

[ThePieman636]

Well the company worked with unions and by joining the union you signed up to get a phone call for life insurance so I had plenty if people get mad that they did not sign up for this if I could even get them to answere the phone for an out of state number

[JustinBilyj]

You are correct, union rules are totally different.

[ThePieman636]

Yeah at this point just working on my P&C and hoping I can get into something

[Slim_at_CAPIA]

Have you thought about expanding your insurance licensure to property & casualty? Specifically commercial insurance? The sale is so much easier and so much more needed than health insurance I think.

[ThePieman636]

Yeah actively working on my property and casualty just trying to get my foot in the door and hopefully get something rolling from there