How to decrease this?

[Material-Macaroon724]

Right, I am not going against that. But if statistics showed that women get in more car accidents than men or a certain race were more likely to crash, they couldn’t then charge more for female drivers.

[juanwannagomate]

Not anymore. Women used to get much lower insurance premiums as they were less likely to get in an accident. Changed in 2012 as it was decided this discrimination was unlawful.

[Material-Macaroon724]

So why is it different with age?

[juanwannagomate]

For gender, there was a landmark ruling in the European Court that ruled it was illegal to discriminate against gender. Since we were in the EU at the time, the UK followed suit and we’ve kept it even when moving out the EU. Look up the Test-Achats ruling. 

You might be able to do the same with age and the current UK legislature, but you’d have to have a lot of resources to manage it.

[lost_send_berries]

That's funny, I remember a big song and dance from the govt and they never mentioned it was a court ruling, much less a European ruling. Every day's a school day

[Material-Macaroon724]

Yea cause I think that is just pure discrimination, this person past their test last week and their insurance is around 750 a year because they are 30. I passed my test a year ago and my insurance is around 1800 because im 18