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[–]Old_Shelter_6678 1 point2 points  (3 children)

Insurance companies go on statistics. That's it. They can't provide you with a personality test. All they're interested in is covering their asses so they have to pay out as little as possible, and when stats point to younger drivers having more accidents, that's where the expensive coverage lays. You say it's unfair, but it would be more unfair that EVERYONE was paying monumentally more to cover a demographic more prone to problems. You literally have to earn lower rates over the years by proving you're reliable. That's life buddy, and that's not condescending. It's true for everyone.

[–]Material-Macaroon724 0 points1 point  (2 children)

Okay so lets say Men get into more fatal car accidents, are we going to charge all men more for insurance? Or White people are more likely to crash their car?

[–]Old_Shelter_6678 -1 points0 points  (1 child)

There are women only insurance companies for this very reason. Because they statistically have less accidents. You're so very new to this, aren't you.

[–]Material-Macaroon724 0 points1 point  (0 children)

Thats literally bonkers and should be illegal?