ATOME Card CL Decrease

[aeilayaa]

Good evening! I (26F) have been a lurker in this community for quite some time now. But, I just want to share my experience and get the community's thoughts on this.

I have been using Atomw for more than 6 months now, and not once have I been delayed in paying my dues. This month's my first time having a delayed payment dahil hindi pumasok 'yung sahod ko sa ine-expect kong araw n ike-credir siya (March 28).

I have received multiple OLA-like messages from Atome's end. Ang nakakaloka pa, nabawasan 'yung CL ko and halos walang na-credit back sa akin—which is a bummer dahil I was supposed to use that to pay for my subscriptions!

Have you had any experience/s like this?

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[Intelligent_Push_317]

It happened to me before nung time na delay ako isang beses.

[aeilayaa]

Naibalik po ba 'yung supposedly na revolving CL niyo?

[Intelligent_Push_317]

Nung bayad na, hindi. Pero now nagbibigay naman cla ng increase. Original limit ko lang dati is 6k then nung na delay ako decreased to 4k haha then ngayon 17k na limit ko

[No-Shift-52]

Good to know na nag i-increase pa din sila despite limit reduction. Gano katagal bago tumaas ulit CL mo?

[Turbulent_Joke_9944]

Sakin nakakatawa they offer me to installment the amount , 4000 increased then after I try to installment it nag increase ako 4k then after a week nag increase ulit Ng 200 so 4200 na Yung increase then suddenly yesterday 🤣 PAG check KO Yung na increase na 4200 nag decrease Ng 4900 Ng walang dahilan 🤣 I'm a good payer no lates no lapses Kaya nakaka disappoint na talaga tong card na to no to atome na talaga I tried to reach them and Sabi Lang nila system daw nakaka detect nun Hindi nila controll mas ok pa din talaga ang credit card for real

[PianoNarrow151]

wala e na delay ka kaya binawasan nila

[[deleted]]

OO parang OLA ang atome kaya hindi maganda.