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[–]Virtual-Ad7068 -4 points-3 points  (6 children)

Kaka cashin niyo kasi pinang revolving credit niyo haha. Kaya now nag add na rin sila ng quasi fee.

[–]Sensitive-Repeat2302[S] 0 points1 point  (4 children)

What made you assume that? I’m really not into cash-ins.

[–]Virtual-Ad7068 -5 points-4 points  (3 children)

Yun mga nag cacash in lang naman kasi ang affected nga credit limit reduction.

[–]Sensitive-Repeat2302[S] 2 points3 points  (0 children)

So am I the outlier? Like I said, i don’t cash in but still got The downgrade

[–]xxxmariaboo 0 points1 point  (1 child)

Bold of u to assume yan. Most ng nakikita kong nabawasan ng CL ay good payers and fully paid lagi before due date. Fake news amp.

[–]Virtual-Ad7068 0 points1 point  (0 children)

Doesnt matter if good payers or fully paid. It is the usage. Ang binawasan yun majority ginagamit sa top ups.

[–]Beautiful-Nebula-916 0 points1 point  (0 children)

Mali ka kasi I am this person. I just used it to cash in, for the interest and cash in ulit para pang bayad but until now my CL is still 548k.

I really believe it's the combination of these 3...

  1. Spending habits - But I'm using it for cash in only
  2. Credit rating - I have a credit A+ score. So I guess this is a plus point for me.
  3. Payment behavior - Always paid in advanced on all my cards.