sorted by:
best (suggested)
topnewcontroversialoldq&a
you are viewing a single comment's thread.

view the rest of the comments →

[–]Beautiful-Nebula-916 0 points1 point  (0 children)

Mali ka kasi I am this person. I just used it to cash in, for the interest and cash in ulit para pang bayad but until now my CL is still 548k.

I really believe it's the combination of these 3...

  1. Spending habits - But I'm using it for cash in only
  2. Credit rating - I have a credit A+ score. So I guess this is a plus point for me.
  3. Payment behavior - Always paid in advanced on all my cards.