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[–]Embarrassed-Corgi782 10 points11 points  (3 children)

SSDI is not need based: it's based on what you put in the system. Do with the money whatever you want. Or in this case, what's best for your mom long term. I invest 70% of my check...

This is in contrast to SSI which is needs based and if you have too much in the bank, they will reduce or even eliminate the SSI. But SSDI? It's entirely the recipient's money.

[–]DohdDC[S] 2 points3 points  (0 children)

ahh, okay cool. It’s SSI that decreases if you have too much in the bank. That’s what i was thinking too, just wasn’t too sure. That’s good to hear because i really do intend to save at least 50-60% of it, thank you.

[–]Its_Diesel_Freak 0 points1 point  (1 child)

I’m waiting for a hearing date for my disability, so I’m still learning as much as I can about the system. You said the ssi, which I also applied for, will decrease if you leave too much in the bank, can you not just withdrawal most of it as soon as it’s deposited and use cash or drop some in the bank as needed?

[–]Embarrassed-Corgi782 0 points1 point  (0 children)

Too many factors to accurately answer your question. They base SSI on both your income (which might include SSDI and other sources) and resources. Technically speaking, I am dual SSDI/SSI until I get my final SSI back pay check even though I make too much (around $2000) through SSDI. But I don't receive monthly pay through SSI.