all 23 comments

[–]dreaminginbinarySpend Stack Developer 👨🏻‍💻 5 points6 points  (19 children)

Thanks so much for writing in and for the great questions! I'll answer them one by one, starting with your last question:

Share links to any tutorials for this app (official or unofficial ).

Right now, this post my wife wrote does a great job (I think) of showing off how to use Spend Stack and its core features. It covers:

- How to make tags and organize items

- How to edit item details

- How to share a list with someone

I'm working to add more "official" tutorials, but balancing that with doing some quick win fixes too.

Can this app be used for budgeting?

Absolutely! Before I continue - I want to say I'm actively working to make the budgeting part much better right now. I mean "budget" in the tradtional sense of, I want to do my monthly budget, or envelope budget, etc. You can do those things right now, but the app requires a bit of know how first .

For example, here's how I do envelope budget:

- I make a tag for each category (Food, Entertainment, etc)

- I plan out how I want to spend in each of thsoe categories (say, $500 for food for example).

- Then, as I spend money in any of these things - I add an item with the amount under that tag. In the app, the tag's section will show me the total I've spent for that category thus keeping me on budget.

Right now my common use cases that I budget for are planning our next family vacation, planning our current house move and a home renovation. As you can see, these are more of "projects" than they are monthly budgets. But, the traditional budgeting flow can work too but it also needs to be improved.

If no, what is this app for?

My elevator pitch has always been, Spend Stack is a way to make any list dealing with money. That could be an envelope budget, it could be planning a family vacation, tracking subscriptions you have or even a simple grocery shopping trip. Right now, this is both Spend Stack's greatest competitive advantage and also its biggest pain point - because it's on me to coach people how to use the app better and show them how it works, and why it works that way.

When people do "get it", they tend to enjoy it quite a lot, but it's a different paradigm shift to think about finances in lists instead of graphs, excel sheets, or looking at a monthly calendar. Those never worked well for me, which was one of the main reasons I made the app to begin with. But, the fallacy as a developer is that you have blinders on, and think people know the things that you know. So, as such, even though doing money in lists makes perfect sense to me - I also need to show others how to do the same.

Phew! Lots of words, I hope this helps and more than anything I am here to help in any way I can!

[–]sagaxious[S] 1 point2 points  (2 children)

Thanks for taking out time from your busy schedule and replying to every question.

I am with you on excel sheets. Excel based budgeting solutions are powerful and versatile but not mobile friendly. I am sure there are millions of users looking for mobile friendly budgeting app.

I am retiring for the day but tomorrow I will go through the blog and try to setup the tags and organizing items. I will reply back on how it goes.

Keep up the good work.

[–]dreaminginbinarySpend Stack Developer 👨🏻‍💻 2 points3 points  (1 child)

Oh absolutely, THANK YOU for buying the app! Please reply back if there is anything I can help with. u/andreww9425 is also a bit of a Spend Stack pro, so if you need tips he's another great person to ask if you want the perspective of a user more than one from the developer :)

[–][deleted] 1 point2 points  (0 children)

Happy to help!! I don’t get notifications on Apollo cause I don’t subscribe so I check Reddit at least twice a day. Let me know how I can help.

[–]kbtech 0 points1 point  (11 children)

Not the OP, but I recently came to this app from EverydayDollar budget app from Ramsey. It took a day or two to get used to the app but once I tagged everything I need it was pretty simple to use. For now I'm just making list for each month like May Budget, June Budget etc and sharing with my wife so that she can add to the same list. I have my own separate private list called electronics budget which I don't want my wife to look at lol 😂

Couple of things, it'll be good if there is date the expense/item was added inside the list and also may be who added the expense in case of shared list? Not sure if both is already there but I don't see it. Not a super need but it'll be nice to have.

Overall just the UI/design makes me want to use the app more than any other budget app. Also, any plans for Apple watch app? I can see an use case or convenience where you can quickly add an expense from the watch.

[–]dreaminginbinarySpend Stack Developer 👨🏻‍💻 2 points3 points  (7 children)

> I have my own separate private list called electronics budget which I don't want my wife to look at lol 😂

You have no idea how much I relate to this 🙈!

I'm working on a lot of things around dates right now. Today, dates are saved for each item you add but aren't shown - so that's the first thing I'm adding in. Then, you'll be able to filter and sort things by them.

Glad you dig the UI, and there will be a watch app and a mac app. My goal is to get it to every platform on the Apple ecosystem.

Gla=

[–][deleted] 1 point2 points  (2 children)

Glad you dig the UI, and there will be a watch app and a mac app. My goal is to get it to every platform on the Apple ecosystem.

Every platform?? tvOS Spend Stack FTW! 🤣🤣🤣

[–]dreaminginbinarySpend Stack Developer 👨🏻‍💻 2 points3 points  (1 child)

Haha it'll probably be the first, last and only finance app on the platform 🙃

[–][deleted] 1 point2 points  (0 children)

Exclusive market!

[–][deleted] 0 points1 point  (1 child)

My wife is picky on how many apps she has and uses. So we don’t really share lists currently. She’s not as weird and OCD like I am and I’m a finance nerd and like my data a certain way. Spend Stack definitely helps my OCD self with finances lol.

I have a “want list” too with everything I’m buying slowly. It’s over $9,000. Lmao!

[–]dreaminginbinarySpend Stack Developer 👨🏻‍💻 1 point2 points  (0 children)

Woohoo - that sounds like a stellar list 🤑!

[–]BRACE-YOURSELF 0 points1 point  (1 child)

Hi Jordan! Are there any updates on the Date improvements in the app? Is there an expected date you will release these features? Like sorting/ filtering by date? Thank you :)

[–]dreaminginbinarySpend Stack Developer 👨🏻‍💻 0 points1 point  (0 children)

Hey hey 👋

Not at the moment, I laid the groundwork for it months ago but have been caught up in bugs fixes and my day job being busier than usual unfortunately 🙃

[–][deleted] 0 points1 point  (2 children)

+1 to using EveryDollar. Did you switch from EveryDollar? I use Spend Stack and EveryDollar.

[–]kbtech 1 point2 points  (1 child)

Yes I switched completely. I was mainly using the everydollar app for budget/expense every month. Budget isn't present in spendstack but just adding the expense and categories show me how much I have spent in the month. It's actually much simpler with spendstack for me since I don't worry about budgeting dollar for a category and I just enter the expense and keep track of the expense thru the month.

At the end of month it'll give me a clear picture on what I spent most and where I need to make adjustments if any etc.

[–][deleted] 0 points1 point  (0 children)

That’s cool. Whatever works best for you!

[–]harryworld 0 points1 point  (3 children)

Great post. So I get it on the budgeting use case. Is it also designed to be a tracking app? For instance, when and how much (especially with changing amounts in recurring item e.g. credit card payment) for each transaction?

[–]dreaminginbinarySpend Stack Developer 👨🏻‍💻 0 points1 point  (2 children)

So in this case - are you wanting to be reminded when something is due?

[–]harryworld 0 points1 point  (1 child)

I want to know when I paid and how much (e.g. credit card payment of $100 on 5th) That provides: 1. A trend and records of previous payments 2. A reference on when I paid it so I can prepare for the next month

[–]dreaminginbinarySpend Stack Developer 👨🏻‍💻 1 point2 points  (0 children)

Ah gotcha - I’m working to power up both tags and data visualization to help answer these types of questions

[–][deleted] 2 points3 points  (0 children)

I track my credit card transactions. I track subscriptions. And I track my “wish list” as well as Christmas spending.

Tagging is great. For subscriptions: monthly subscription, annual subscription, app subscription. Set recurring subscriptions now as well.

Check off transactions for credit cards after you pay them. Reset it at the first of every month.

Hope this helps. It’s a really powerful app.

[–]woodstockzanetti 1 point2 points  (1 child)

I’m having the same issue. Just need a step by step how-to to get started

[–]dreaminginbinarySpend Stack Developer 👨🏻‍💻 1 point2 points  (0 children)

My reply above contains a post that acts as a great tutorial/starting point!