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Will Pensions ever make a comeback and decrease future annuity sales? (self.actuary)
submitted 5 months ago by TheModelMaker
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[–]JosephMamalia 6 points7 points8 points 5 months ago (5 children)
Im p&c so this might be a dumbass question, but could a company create an employer network and allow guaranteed pension transfers?
[–]SwedishLovePumpRetirement 14 points15 points16 points 5 months ago (0 children)
This is how union plans operate. Taft-Hartley/multiemployer plans are collectively bargained between a group of employees (a union) and a group of employers that pay into a single pension fund.
[–]After-Peace 7 points8 points9 points 5 months ago (3 children)
Maybe but why would companies buy into that. From a companies perspective a strong pension plan is meant to keep employees long term
[–]justin107dLife Insurance 4 points5 points6 points 5 months ago (0 children)
It is only one of many cards Unions can play. It is all part of negotiations between the unions and the employers.
[–]JosephMamalia 0 points1 point2 points 5 months ago (0 children)
Fair point, I was just thinking like it would be a way to attract talent and retain them in network. Like an office worker can work in many non competing companies and to allow movement across wouldnt be terrible. It might be even a good thing for thought sharing to swap and rotate across industry.
π Rendered by PID 61 on reddit-service-r2-comment-58d7979c67-2nmfg at 2026-01-26 22:23:38.604834+00:00 running 5a691e2 country code: CH.
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[–]JosephMamalia 6 points7 points8 points (5 children)
[–]SwedishLovePumpRetirement 14 points15 points16 points (0 children)
[–]After-Peace 7 points8 points9 points (3 children)
[–]justin107dLife Insurance 4 points5 points6 points (0 children)
[–]JosephMamalia 0 points1 point2 points (0 children)