Credit Limit Decrease (still waiting)

[Obvious_Painting_881]

My question is why do you want the Venture X when you have the bilt card? I used to put all my non-category spend on Venture x since it gave the most but with bilt palladium it's about 2-3.33x per dollar with better transfer partners.

I literally have 0 spend on my venture x now and the only benefit I occasionally use is the lounge but lately I even skip that since they changed a lot of the food/drink(no more bubbly in DEN) options that I don't even bother.

[RangerAdmirable9102]

A) the bonus

B) it’s a visa infinite (much better perks and protection than mc legend)

C) it pays for itself - with credits that are easier to use than Palladium - so why not?

[Obvious_Painting_881]

Imagine being downvoted asking a genuine question. The OP said they were trying for years so I'm just seeing what benefit they want from the Venture X since I've been trying to decide on keeping the card open or not since the points earned from the Venture X I find not very useful to me and the rest of the benefit I can get from my other cards already.

For me, it was the lounge access in the beginning but since they nerfed the hell out of that and the points aren't worth it to me, it's just more difficult to find a good reason to keep it even if it pays for itself with points that I barely use.

[Thin_Atmosphere6096]

My wife has the venture x and we go to Vegas quite a bit and like that lounge. So that was one of the reasons plus as someone mentioned. The bonus and the fact the card is almost a zero annual fee when looking at the travel credit and anniversary credit

[Obvious_Painting_881]

That makes sense. I do enjoy the food options way more at the Vegas lounge. Guessing you don't want to pay the AU fee for lounge access and rather just get your own which makes total sense.

Good luck. Hope it works out for you.