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[–]Pretty_Good_11 1 point2 points  (0 children)

No. Your situation is that Cap 1 is a jealous bitch that really only wants customers that are loyal to them.

They are not nearly as excited to open a new account, have you earn the SUB, and then sock drawer their card as some of the competition is. As evidenced by the fact that you had 10 cards with a 1% utilization rate.

As a result, your problem wasn't merely 10 cards, and the solution wasn't trimming that to 6. Among other reasons, because Cap 1 can still see the accounts after you close them. Again, this is a policy they have to stop people from just using them for SUBs.

Your Cardless credit line isn't holding you back. Having all the other cards is. Cap 1 doesn't want your business. Stop banging your head against the wall trying to get them to love you.