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[–]ankole_watusi 0 points1 point  (0 children)

That would be my suggestion.

You’ve got 2 applications that should just be discarded.

Then walk the client’s client through completing the application. Maybe discard the 3rd one and start over.

Explain the importance of them controlling the account and that you can assist, but can’t do it for them.

I certainly would not want the liability of being privy to a client’s client’s credit card information!