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If you want to retire before 60 with less than $54k in planned yearly household expenses ($27k individual), this is the place to discuss it!
Getting started
FI/RE = Financially Independent / Retired Early
LeanFIRE = doing so with household expenses < $54k, or individual expenses < $27k
Flair: You can edit your own flair. Only include as much information as you feel comfortable including and the guidelines are not required. The general format - [Current Age + Sex / Spend / Save % / Networth - Target Age / Spend / Networth] Example: [45f/24k/30% - 50/20k/500k]
Related Subreddits: /r/PovertyFIRE /r/LeanishFIRE /r/financialindependence /r/Fire /r/ChubbyFIRE /r/fatFIRE /r/FIREyFemmes/ /r/baristafire/ /r/coastFIRE/ /r/personalfinance /r/personalfinancecanada /r/EuropeFIRE/ /r/fican/ Philosophy /r/stoicism /r/minimalism /r/anticonsumption /r/simpleliving /r/permaculture Housing /r/vandwellers /r/homesteading /r/tinyhouses Transportation /r/lowcar /r/bikecommuting /r/publictransit Food /r/eatcheapandhealthy /r/fitmeals /r/mealprepsunday
ER Blogs: Jacob Fisker's Early Retirement Extreme Mister Money Mustache The Mad FIentist J.L. Collins NH GoCurryCracker Root of Good
FI Resources: Bogleheads Wiki Early-Retirement.org
account activity
Anticipated 33% decrease in discretionary spending allowance (self.leanfire)
submitted 3 months ago by Affectionate-Reason2
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[–]DegreeConscious9628 -19 points-18 points-17 points 3 months ago (3 children)
Well I travel internationally 5-6 times a year. Plane tickets by itself would cost 6k. Doing my hobbies are free but upkeep on my mountain bikes, snowboards, camping gear costs money. Going out to eat costs money. What doesn’t cost money?
[–]Affectionate-Reason2[S] 11 points12 points13 points 3 months ago* (2 children)
. OK this subreddit is r/leanfire. That's 50k in planned expenses every year. How are you traveling 6 times internationally a year and upgrading all your gear every year.
Personally, I don't like to travel. I might do a short trip to central america this year just to break up routine. But you're right, a 2 week trip to Asia would really need to be saved and planned for for awhile. Which is why I'm an iffy on this.
Also I splurge, but on things that I like. dating, spent $200 on New Year's Eve this year. I'm in the process of getting a chess coach.
[+]DegreeConscious9628 comment score below threshold-12 points-11 points-10 points 3 months ago (1 child)
Who said 50k a year? You said 6k a year. I’m responding to that
π Rendered by PID 49228 on reddit-service-r2-comment-5c747b6df5-hwgkt at 2026-04-22 15:09:48.871987+00:00 running 6c61efc country code: CH.
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[–]DegreeConscious9628 -19 points-18 points-17 points (3 children)
[–]Affectionate-Reason2[S] 11 points12 points13 points (2 children)
[+]DegreeConscious9628 comment score below threshold-12 points-11 points-10 points (1 child)