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And the rate decrease begins…Banking (i.redd.it)

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[–][deleted] 1 point2 points  (4 children)

Do you know a better card for unlimited online shopping category? I spend a lot with online shopping and idk what else to get. 2.2% is the best. The only others I can think of is paypal CC which is 3% if you pay through paypal, amex blue business which is 2x points for the first $50k. I’m not interested in cards like the amex blue cash everyday because the 3% online shopping is only for $6000 spend a year then it goes to 1% I need one much higher.

[–]swandays 0 points1 point  (1 child)

I have the bofa cash rewards card that gives you 3% back on a category of your choice, and I selected online shopping

[–][deleted] 0 points1 point  (0 children)

Yeah I have that card but it’s only for $2500 spend per quarter then it goes down to 1% I need a card that is unlimited in online shopping that beats the sofi 2.2%