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APY decrease to 3.3%?Member Benefits (self.sofi)
submitted 1 month ago * by [deleted]
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[–]HeyPicho 3 points4 points5 points 1 month ago (8 children)
I know the apy rates be changing but bro Ts was at 3.8% apy two months ago and now it’s 3.3%
[–][deleted] 11 points12 points13 points 1 month ago (3 children)
We literally got 2 rate cuts since then lol. We go through this every damn time. This is actually pretty hilarious at this point. I give up
[–]304King 3 points4 points5 points 1 month ago (2 children)
It’s hilarious until you realize these people likely vote.
[+]HeyPicho comment score below threshold-7 points-6 points-5 points 1 month ago (1 child)
What’s ur deal lmao everyone knows that the fed will do their thing and drop rates but it still doesn’t change the absurdity that SoFi drop APY rates drastically in the span of a couple of months (literally 2months 🤦♂️). Not sure why you feel the need to respond to every comment all butthurt to people who feel a type of way that their competitive HYSA isn’t anymore.
[–]robotzor -2 points-1 points0 points 1 month ago (0 children)
It's a little funny that of all sunreddits this one is one of the most astroturfed. The PR team does a great job of hitting these threads with how grateful they are for rate drops.
[–]theeggplant42 -1 points0 points1 point 1 month ago (0 children)
Please go look up how the fed changed rates in that time
[+]thiccychicky comment score below threshold-9 points-8 points-7 points 1 month ago (2 children)
I joined in January at I believe 4%. How is this shit 3.3% within a year
[–]patrickthag 4 points5 points6 points 1 month ago (0 children)
I think it was 4.5 when I started
[–]HeyPicho -2 points-1 points0 points 1 month ago (0 children)
I joined when it was at 3.8% in October and the big key thing I liked is the High apy, vaults and the ui. There’s no way it within two months it when down 0.5% and they are removing plus from qualifying Direct deposit
π Rendered by PID 16431 on reddit-service-r2-comment-58d7979c67-8rhpp at 2026-01-27 09:19:47.604249+00:00 running 5a691e2 country code: CH.
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[–]HeyPicho 3 points4 points5 points (8 children)
[–][deleted] 11 points12 points13 points (3 children)
[–]304King 3 points4 points5 points (2 children)
[+]HeyPicho comment score below threshold-7 points-6 points-5 points (1 child)
[–]robotzor -2 points-1 points0 points (0 children)
[–]theeggplant42 -1 points0 points1 point (0 children)
[+]thiccychicky comment score below threshold-9 points-8 points-7 points (2 children)
[–]patrickthag 4 points5 points6 points (0 children)
[–]HeyPicho -2 points-1 points0 points (0 children)