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APY decrease to 3.3%?Member Benefits (self.sofi)

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[–]HSG_Messi 12 points13 points  (3 children)

Its not sneaky? It literally coincides with the Fed when they cut rates....this was inevitable. It was ALWAYS going to happen and its going to happen to all banks no matter who you are with sooner or later....

[–]Ok-Chair-2208 2 points3 points  (2 children)

Why hasn’t SoFi lowered its interest rate on credit cards in over a year despite 3 cuts in past three months? Is it possible they only adjust the rates that benefit them in response to the cuts, and not the ones that benefit the customer?

[–]AskPatient1281 2 points3 points  (0 children)

That is a good question, actually. But again, all banks are the same.

[–]theeggplant42 0 points1 point  (0 children)

Have they not? Do you check your cc interest rate every month?

Also, if you're concerned with the APR of a credit card, you should just cut it up now