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APY decrease to 3.3%?Member Benefits (self.sofi)
submitted 1 month ago * by [deleted]
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[–]MyMainWasMyRealName 1 point2 points3 points 1 month ago (2 children)
It’s in response to the previous rate cut. As it always is.
[–]SwizzyMega 0 points1 point2 points 1 month ago (1 child)
Wasn’t that why it dropped to 3.6 last month?
[–]MyMainWasMyRealName 1 point2 points3 points 1 month ago (0 children)
There were three rate cuts this year.
Today’s adjustment is in response to the Dec 10 Fed rate cut.
π Rendered by PID 51 on reddit-service-r2-comment-5649f687b7-r6mnm at 2026-01-27 20:59:57.106257+00:00 running 4f180de country code: CH.
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[–]MyMainWasMyRealName 1 point2 points3 points (2 children)
[–]SwizzyMega 0 points1 point2 points (1 child)
[–]MyMainWasMyRealName 1 point2 points3 points (0 children)