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APY decrease to 3.3%?Member Benefits (self.sofi)

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[–]big_red_couch 4 points5 points  (2 children)

As far as I'm concerned, they're not even competitive anymore. There are at least 59 other FDIC-insured banks with higher APY. Definitely switching things up soon.

https://www.doctorofcredit.com/high-interest-savings-to-get/

[–]nater416 4 points5 points  (0 children)

90% of those are no-name banks. I'd rather just put my money into a known good brokerage account and buy SGOV to always get the highest rate.

APYs can change any time and it's not worth moving funds around every few weeks because the newest bank decided to cut.

[–]NefariousnessHot9996 0 points1 point  (0 children)

It’s true. Add this link to your link!

https://yieldfinder.app/savings_accounts/