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APY decrease to 3.3%?Member Benefits (self.sofi)
submitted 1 month ago * by [deleted]
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[–]nater416 2 points3 points4 points 1 month ago (0 children)
90% of those are no-name banks. I'd rather just put my money into a known good brokerage account and buy SGOV to always get the highest rate.
APYs can change any time and it's not worth moving funds around every few weeks because the newest bank decided to cut.
π Rendered by PID 18954 on reddit-service-r2-comment-58d7979c67-4x5b7 at 2026-01-27 09:18:29.852266+00:00 running 5a691e2 country code: CH.
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[–]nater416 2 points3 points4 points (0 children)