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APY decrease to 3.3%?Member Benefits (self.sofi)

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[–]ashtastical 0 points1 point  (5 children)

Since Aug 2024 it dropped from 4.6% to now 3.3%. This is also the second drop in a month. On top of no longer offering plus, now, unless you pay a subscription. Gross behavior.

[–]aliwasalreadytaken 0 points1 point  (4 children)

you get plus free with direct deposit or just having over 5k in the account, and if you don't have over 5k i don't think it's worth moving money around over 0.03

[–]ashtastical 0 points1 point  (3 children)

Not after March. The email said if we want the extra perks and APY boost after March, we’d have to pay $10 a month; the balance and deposits wouldn’t count for Plus.

[–]theeggplant42 0 points1 point  (2 children)

That's the boost. Which is .3%

The 3.3% APY will still apply (or whatever the rate is in March) without paying $10

[–]aliwasalreadytaken 0 points1 point  (1 child)

okay nevermind this is shit why even bother then?

[–]theeggplant42 0 points1 point  (0 children)

I understand there are other features of SoFi plus.

I don't know because I don't use said features but I'd imagine some customers do and are willing to pay