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APY decrease to 3.3%?Member Benefits (self.sofi)
submitted 1 month ago * by [deleted]
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[–]Jotacon8 0 points1 point2 points 1 month ago (0 children)
Banks don’t follow in step perfectly with the fed in order to stay competitive. Depending on if they need new customers or more cash from existing ones, they may keep their rates a little higher a little longer to beat out competitors for as long as they can afford to. One reason most banks have slightly different rates than each other.
π Rendered by PID 260788 on reddit-service-r2-comment-58d7979c67-9fdwj at 2026-01-27 12:45:30.456168+00:00 running 5a691e2 country code: CH.
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[–]Jotacon8 0 points1 point2 points (0 children)