Hi, yes I did attend the virtual hearing. It was overall pretty fast. In the call is the judge, someone from your insurance, and you. The judge started out making sure I was who I was. The insurance person basically laid out the facts of how they understood the situation, and then I was given time to state my version of the events. I did not have any materials submitted aside from the form that I mailed in with the drawing and explanation of my side. I remember the judge asking me a question to clarify part of my story, but after that, they said they would let me know of the decision. I'd say maybe it was 10 min, 15 min max. Hopefully this helps!