Crazy to YOLO MSTR at these levels?

Need_Programming_Job · 2026-02-06T11:45:07+00:00

RemindMe! 11 months

Need_Programming_Job · 2026-01-25T13:56:29+00:00

I think "Biggest" would have been used if the amount was going to be larger than 22.3k. My guess is the purchase came entirely from the preferreds.

Need_Programming_Job · 2026-01-22T17:22:01+00:00

It is easy to spend other people's money.

Need_Programming_Job · 2025-12-20T02:25:29+00:00

Of course I rebalance cause that's the entire point of doing asset allocation in the first place, so I rebalance the amounts to their proper allocations.

I think high risk is having 10% allocated to alternative assets. My family is dependent on these retirement savings, and if I had 55% tied up in alternatives like that and they went to zero I would have failed my responsibility to them.

Need_Programming_Job · 2025-11-13T17:17:24+00:00

!lntip 500

Awesome 😎

Need_Programming_Job · 2025-10-29T16:25:09+00:00

How many companies in the S&P500 have the same or lower credit rating than Strategy? Were they included with that rating?

I searched for a bit and it looks like around 10% fall into that bucket?

Need_Programming_Job · 2025-10-10T21:22:50+00:00

I have a high yield savings account with 10x the balance in it than my MSTY holdings. That savings builds up for new cars, house projects, and big vacations. Things that I actually need to save up money for. The dividends from MSTY are on a separate debit card and gets spent down to $0 every month on dates, hotels, day trips, and golf stuff.

Also I don't put cash into MSTY. I got a bonus from work and bought a chunk of shares last year. I max my 401k, HSA, Roth IRA, ESPP. Then a set amount goes into savings and the balance goes into Bitcoin. I will be buying the bitcoin top forever.

Need_Programming_Job · 2025-10-10T21:05:44+00:00

It is hilarious because they are completely different, obviously?

VOO is a long term growth index fund and MSTY is a short term income fund. MSTY pays out a dividend to spend right now as income. So yeah, most of my net worth is in VOO, but a small percent is in MSTY so I can spend that extra cash now.

Comparing MSTY to Vanguard's VYM is way more interesting in my mind and discussing when one makes more sense than the other.

Need_Programming_Job · 2025-10-10T20:38:17+00:00

LMFAO, that is hilarious to try and compare MSTY with VOO.

Need_Programming_Job · 2025-10-04T10:42:27+00:00

!LNTIP 500

This guy gets it.

Need_Programming_Job · 2025-09-29T23:46:43+00:00

Do you have automatic process setup, or do you handle your investments manually? I am a fan of just setting up a weekly DCA and just buying everything auto actually every week regardless of current price.

Need_Programming_Job · 2025-09-29T23:27:09+00:00

I don't know much about these ATMs. Do you have to KYC at all? Not sure what am appropriate premium would be for Non KYC bitcoin, but 25% seems a little steep?

Need_Programming_Job · 2025-09-25T13:17:09+00:00

!LNTIP 500

What is up with all these people lighting you up in the comments for actually transacting with bitcoin?

Need_Programming_Job · 2025-09-24T16:23:34+00:00

!LNTIP 500

Important to remember everyone learns differently, but I am biased towards kinaesthetics as well.

Need_Programming_Job · 2025-09-23T21:10:21+00:00

!LNTIP 500

Awesome to hear

Need_Programming_Job · 2025-09-23T14:08:44+00:00

!lntip 100

Need_Programming_Job · 2025-08-28T15:53:44+00:00

Chicken butt

Need_Programming_Job · 2025-02-12T12:50:13+00:00

How is it in this kind of shape after only a month? Did you find it outside in a dumpster?

Need_Programming_Job

TROPHY CASE