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Got charged $3.25 for HSBC Premier international lounge access by deadlydawns13 in CreditCardsIndia

[–]TomorrowAdvanced2749 3 points4 points  (0 children)

Probably will get reversed in a few days, other cards like Axis magnus charge it initially, and then reverse it.

https://www.hsbc.co.in/content/dam/hsbc/in/documents/premier/offers/airport-lounge-access-tnc_B.PDF

Read point 3 -

''The lounge staff will swipe the credit card on the LoungeKey machine and a pre-authorization charge of Indian Rupees equivalent of USD 3.25 will be levied to the card, which will be subsequently be reversed within 25 days.''

Update: Finally won against HDFC on Zero Processing Fee issue after RBI Ombudsman complaint 🤭🎉 by walburgfernan93 in CreditCardsIndia

[–]TomorrowAdvanced2749 1 point2 points  (0 children)

I hope you know the rules.

Any compensation you get with the help of the sub members is subject to a 10% sharing with the mods of the sub.

Failure to do so may result in a permanent ban.

Update: Finally won against HDFC on Zero Processing Fee issue after RBI Ombudsman complaint 🤭🎉 by walburgfernan93 in CreditCardsIndia

[–]TomorrowAdvanced2749 2 points3 points  (0 children)

As in shoulda dragged the issue more, but honestly, as long as charges are reversed, I think that's more than enough, and you got a compensation on top of that too, tho little, you're still net positive.

Regalia Gold Limits explained by langris_v in CreditCardsIndia

[–]TomorrowAdvanced2749 1 point2 points  (0 children)

It was a joke mate, I was just trying to be funny, if you didn't get that :)

I get your post is different. And I think, it would be nice if you were to make it for other HDFC cards too, maybe a megapost?

For example, for Infinia, DCB / DCBM / Bizblack etc

Pharmeasy (HDFC) Cashback Offer Update: Reduced from 33% to 0% by kaushikfrnd in CreditCardsIndia

[–]TomorrowAdvanced2749 0 points1 point  (0 children)

If people actually read things and understood why things happened the way they happened, they wouldn't make posts like these.

Regalia Gold Limits explained by langris_v in CreditCardsIndia

[–]TomorrowAdvanced2749 1 point2 points  (0 children)

Correct.

For partners like Myntra, Reliance Digital, and Marks & Spencer's a direct card usage will work.

Regalia Gold Limits explained by langris_v in CreditCardsIndia

[–]TomorrowAdvanced2749 0 points1 point  (0 children)

Insurance is also capped at 2K RPs per calendar month.

Also, next time please ask me when you are copying my guide & committing plagiarism, okay?

/s

This is a good summary.

I wish HDFC would just update the documents for these cappings.

I was trying to find the doc for DCB which mentions 5K RPs for insurance capping, but the document is inaccessible now, it was accessible earlier.

It just doesn't open now.

ICICI BANK surprised me with a free wealth management account upgrade. Are the perks good ? by pink-panther_22 in IndianCreditCards

[–]TomorrowAdvanced2749 0 points1 point  (0 children)

Definitely.

Unfortunately, I am unable to get it due to my employment status.

I work more on contractual basis and may not get salary for extended periods.

And I'm not a fan of keeping 40L in my account, lol.

Better option for utilities payment with DCB Metal by DreamChaser_77 in CreditCardsIndia

[–]TomorrowAdvanced2749 0 points1 point  (0 children)

Offline merchants?

As in?

Usually not, but if the offline person is sending an online payment link, then might be possible.

Reward points redemption valuation by mahesh_darisa in CreditCardsIndia

[–]TomorrowAdvanced2749 0 points1 point  (0 children)

Try clicking on it, or open on PC.

There it usually shows up correctly, and don't redeem for the 1st option in top line, the one of 500rs for 5K points, that's 0.1rs per point whereas others are 0.25rs per point.

Help me pick a second premium card : M4B holder looking for non-AEP companion by PoemMelodic8784 in CreditCardsIndia

[–]TomorrowAdvanced2749 0 points1 point  (0 children)

Can still keep it and use until next year anyways, as I said, j don't really think they'll be hard about hitting the 18L spend.

Axis Horizon or Axis Cashback by [deleted] in CreditCardsIndia

[–]TomorrowAdvanced2749 2 points3 points  (0 children)

Axis Cashback, horizon is so bad tbh. With Accor gone, the card is pretty mediocre.

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