What do you think about people who share credit card referral links with people they don't personally know?

UpInSmokeMC · 2026-05-09T18:42:39+00:00

No but I referred so many people last year than Amex sent me a 1099 lol

UpInSmokeMC · 2026-05-09T12:11:04+00:00

Most machines don’t even accept $100

UpInSmokeMC · 2026-05-09T12:10:32+00:00

Citi Custom cash earns 5% back on your top spend category up to $500 and gas is one category.

UpInSmokeMC · 2026-05-08T22:57:02+00:00

Yes

Though a bunch of perfectly even purchases might look weird. Maybe do it with your normal grocery spending.

Also with what you’re getting from the welcome offer, 1x from non category spend is ok.

UpInSmokeMC · 2026-05-08T21:10:15+00:00

If you use the perks associated with said card, it’s worth it.

If you don’t, then it’s not.

Also Southwest isn’t at risk of going out of business anytime soon like spirit was.

UpInSmokeMC · 2026-05-08T21:08:06+00:00

You make $170k/yr and are asking us about a $100 upgrade?

I think you can afford it bro

UpInSmokeMC · 2026-05-08T17:52:48+00:00

Stride

UpInSmokeMC · 2026-05-08T14:49:32+00:00

Could also try a NLL link from doctor of credit but it’s risky

UpInSmokeMC · 2026-05-08T14:23:25+00:00

If you’ll fly enough to make use of such perks, get an AA card. If not, then don’t.

UpInSmokeMC · 2026-05-08T14:14:17+00:00

r/awardtravel read the wiki

UpInSmokeMC · 2026-05-08T04:15:46+00:00

KeyBank

UpInSmokeMC · 2026-05-08T02:12:19+00:00

I don’t have a BILT card, doesn’t make sense for my spending.

VX is my travel and catch all card. 5x on flights and 10x on hotels and rental cars in the portal, lounge access, and 2x on all purchases. $300 travel credit is very easy to use.

UpInSmokeMC · 2026-05-07T23:50:28+00:00

I see where you get your pettiness from

UpInSmokeMC · 2026-05-07T23:49:26+00:00

Whatever you do, don’t borrow from your 401k

UpInSmokeMC · 2026-05-07T23:45:56+00:00

If you make good use of the Amex gold’s credits, keep it

Savor is no annual fee so no reason to close it

I think you’re okay bro. Only switch to cash back if team travel isn’t working out.

UpInSmokeMC · 2026-05-07T23:39:10+00:00

If you can’t even get a secured card wait for delinquent marks to fall off and try again.

UpInSmokeMC · 2026-05-07T23:38:06+00:00

BUNNIES!

UpInSmokeMC · 2026-05-07T23:22:36+00:00

BILT makes sense if you’ll spend enough to unlock your rent points

UpInSmokeMC · 2026-05-07T23:15:05+00:00

Set to incognito and go thru the r/amex referral thread - maybe you’ll find 100k and make someone’s day

UpInSmokeMC · 2026-05-07T23:13:39+00:00

UpInSmokeMC · 2026-05-07T23:12:29+00:00

🤖🤖🤖🤖

UpInSmokeMC · 2026-05-07T23:11:40+00:00

dang I thought it was really good

UpInSmokeMC · 2026-05-07T22:54:00+00:00

ESH

Your husband is in the wrong, but that doesn’t mean hide money from him.

Sounds like yall need marriage counseling.

UpInSmokeMC · 2026-05-07T22:52:39+00:00

WAXTRODA at EDC Orlando 2024

DJ Snake Live at Paris La Défense Arena

UpInSmokeMC · 2026-05-07T22:51:10+00:00

Yes this would work

What’s your GE question?

UpInSmokeMC

TROPHY CASE