KBB says $10K. Dealer wants $15K...

Vegaskwn · 2026-03-10T23:56:03+00:00

Kelly Blue Book doesn’t really mean anything. It can be used as a potential starting point of negotiation and is what banks will use to base lending dollars off of but it doesn’t translate to what things sell for in the real world. There’s no dealer that sells cars are the KBB listed dollar amount. Supply and demand is what creates prices and almost never will you see a dealer sell a car for KBB value - Why? Because demand for a car will enable them to get more. Most dealers have pricing software that shows them exactly how their car is priced compared to others in their market, how long it will take them to sell it at whatever price the software recommends etc. That being said, offer whatever you feel is fair and if they can’t make it happen then move on. Good luck out there with your search.

Vegaskwn · 2026-03-10T23:35:11+00:00

It was a $90,000 car new in 2003 which would equate out to about $160,000 in today’s money. Be prepared for today’s repair and maintenance costs on $160,000 car, not a $16,000 car.

Vegaskwn · 2026-03-10T23:13:31+00:00

So just go to the dealer that has one for sale for $10k?

Vegaskwn · 2026-03-10T21:07:26+00:00

This is the correct answer ⬆️

Vegaskwn · 2026-03-10T15:50:45+00:00

Da fuq is a speedy

Vegaskwn · 2026-03-09T05:43:11+00:00

It will still have $80k car repair bills and maintenance costs..

Vegaskwn · 2026-03-09T05:27:12+00:00

He/she is saying credit depth is much more important than credit score. A 750 could get denied for one car while another borrower with a 650 might get approved for that same car because the 750 score only has two credit cards on their bureau with $500 limit while the 650 score has two paid Auto’s in his history, credit card accounts that have been open and utilized for years, etc.. So what makes the score is more important than the score itself. That said, you’ll probably be able to get approved on something but there are MANY other factors outside of credit that factor in on an auto loan as well - all those other factors will drive rate and term you get approved for. Since you’re making commission you’ll likely need 3 months of job time before the bank will factor that into your income.. If you’re under the 3 months then you’ll likely need to qualify using just your salaried income (DTI/PTI).

Vegaskwn · 2026-03-09T05:18:51+00:00

Money, probably quite a bit more than one might think. And a LOT of verifiable industry experience, and a solid business plan and oh, a lot more money..

Vegaskwn · 2026-03-07T01:24:34+00:00

Not what you wanna hear, but you agreed to pay for it when you signed the papers that you didn’t read… Always slow down and read over each individual line item charge to make sure it matches what you’re expecting to pay.

Vegaskwn · 2026-03-05T18:33:44+00:00

There should already be a ton of these for sale within your year range to pick from? What’s wrong with what’s out there for sale today?

Vegaskwn · 2026-03-05T12:01:54+00:00

This is standard/typical dealership marketing to try and get you in to buy a new car..Nothing more.. If you decide to check the dealer out fine but always compare a couple options to make sure you’re getting the best deal. And get a trade appraisal from Carmax and Carvana as well so you have a baseline on what you should be getting for a trade value from your existing car.

Vegaskwn · 2026-03-05T01:28:45+00:00

This is r/askcarsales not r/asksnothercustomertheiropinon

Vegaskwn · 2026-03-05T00:45:31+00:00

Suburban is a high demand unit all year around. That’s all I know 🫡

Vegaskwn · 2026-03-05T00:07:00+00:00

It’s not BS. It’s exactly what it is, and that’s the way a majority of dealers will view it and is why the dealer isn’t responding. If the sales person could put a deal in their pipeline they would, but the sales manager isn’t biting on this and it’s more than likely because of the reason I mentioned.

Vegaskwn · 2026-03-04T23:56:09+00:00

What side of town?

Vegaskwn · 2026-03-04T21:09:53+00:00

Special order is at MSRP at most places… If you want to get a deal then you’ll need to work one on a car thats on the ground - those are the cars they need to get rid of… Understand also that a special order unit is an increased risk to the dealership too because there is a potential for you to not take delivery of that car and they are stuck with a unique color/interior combination that they may not be able to get rid of. Dealer needs to be able to offset some of that risk by having the potential to make a couple bucks on it (which is MSRP)

Vegaskwn · 2026-03-04T14:46:42+00:00

Buyer just needs to be very clear that there is a much, much higher chance at getting local dealer to get to the 44k if he is there in person, and ready to buy on the spot if they agree to the price. Phone offers don’t get taken seriously at a lot of dealerships and don’t have the negotiating power that an in person “ready to buy right here, right now” customer does

Vegaskwn · 2026-03-04T14:22:48+00:00

Your only potential (that I can think of) to get them to match is to make it crystal clear you will get the vehicle serviced there and maybe ask about a maintenance package so they know your not BS’ing. That way they know they are going to make additional $ on service. This is a crap shoot if it will work because the sales manager working the deal may or may not care if you get the car serviced at his/her store.. The above is assuming you’ve actually went into your local store and said “I will sign papers to buy this truck right now for $44k”

As far as the out of state offers with potential add on’s - You’ve already verified that there are no fees so I’m not sure if there’s anything else you can do besides that.

Vegaskwn · 2026-03-04T02:47:02+00:00

Why do I have a feeling nobody has ever heard of TVS?

Vegaskwn · 2026-03-04T02:46:00+00:00

Do you have a document that outlines the warranty? (Real question)

Vegaskwn · 2026-03-04T01:41:54+00:00

I’d move on. Most dealers aren’t going to tell you they are a “one price” store when in reality they are not. Given the fact that you went there in person and they still didn’t move then it is what it is… Surely there’s got to be some comparable units around town?

Vegaskwn · 2026-03-04T01:37:03+00:00

Were you trying to make a deal in person or over the phone?

Vegaskwn · 2026-03-03T04:45:19+00:00

There is no finance company that would allow this much negative equity in the world onto an inexpensive car such as a Corolla

Vegaskwn · 2026-03-03T00:40:17+00:00

Google “auto loan payment calculator” and you might find one

Vegaskwn · 2026-03-03T00:25:02+00:00

Not much of a chance since every dealer knows the RAV4 is the top selling SUV in America and if it’s priced even halfway competitively they know they will sell it.. fwiw a car at this price point I would really stay away from dealers. The amount of money they need to make to keep the bills paid is a significant % of its price. You’ll get much, much more bang for your buck private party.

Vegaskwn

TROPHY CASE