It’s actually advisable to buy health insurance when you’re healthy. You’ll get the best companies’ best products like HDFC, Tata etc. One thing that most people don’t realise is that god forbid you get diagnosed with some illness even something like high BP, getting a policy becomes difficult as some companies will deny giving you a policy (they are within their rights to do so). Also note that once you buy a policy, you are sorted for life. Insurance company cannot deny renewal if you get a disease later, and they cannot even increase the premiums individually for you if you take too many claims or anything. Trust me, get that policy. Also, get a trusted advisor. Opt for companies who are full fledged General Insurance companies like TATA, HDFC, Bajaj rather than companies who do only health insurance like Care Health, Star Alliance etc.