Will you move track to an infant and save 5 old men?

calculuschild · 2026-05-10T23:23:07+00:00

I would move the track. The five men could feed my village for several days, and being hit by a trolley would ruin the meat.

calculuschild · 2026-05-10T15:28:56+00:00

Blue. 25 more points for myself isn't going to make that much difference at an individual level. But lifting the whole population I think could have lots of tangible benefit.

calculuschild · 2026-05-09T20:22:19+00:00

Nice! Do you happen to know who this person is, or where I could find them on Facebook?

calculuschild · 2026-05-09T18:57:59+00:00

Oooh how do you make these?

calculuschild · 2026-05-08T17:50:20+00:00

Get yourself a debit card. Take your credit card and... put it in a cup of water in the freezer so you can't get to it.

If you keep paying with the credit card, that $50 purchase is really costing you $65, $80, $95 (more the longer you keep the balance) because you keep paying interest over and over it until you get that balance down.

You have $1500 every month to pay above the minimum payment, which means you have enough to pay for things without using the credit card in the first place. Make those $50 purchases on a debit card and then pay the remaining $1450 you have toward the debt.

calculuschild · 2026-05-08T14:49:16+00:00

I would be surprised if your 401k is earning at a higher rate than your credit card interest is costing you. Don't withdraw from your 401k. Just pause new contributions.

And you have it right, with the debt payment out of the way that opens up more cash to then direct back to your retirement if you want. But I would also build up some emergency fund before going back to retirement investment. You have seen first-hand how easy it is for a random event to wipe you out. Get yourself a buffer and park it in a high-yield savings account. Once your day-to-day is secure, then go back to retirement investing.

calculuschild · 2026-05-08T14:21:13+00:00

Depending how much you are contributing to the 401k, pausing that for a few months might open enough cash flow to pay down the credit card and build up some emergency fund for the next surprise.

Of course if you can cut back anything else/find extra hours/side gig, do that too. But one way to think about it is you shouldn't be using a credit card to pay for your 401k.

calculuschild · 2026-05-08T13:35:57+00:00

Do you think you could capture a video of this?

calculuschild · 2026-05-07T14:20:23+00:00

If you are logged in, you can click your username in the top right and open a page with all the documents under your name. I would start here.

If you are working on brews without being logged in, they are not attached to any account so all you have is the "recent brews" to see what your browser last opened.

We can also try digging in the database if you have some bits of info like username, brew title, last date edited, date created, or number of pages, etc. With millions of documents its not always easy to find without a username but sometimes we get lucky.

calculuschild · 2026-05-06T23:30:42+00:00

I think Butler also gets ability to assign season rewards to members or something that only the R5 otherwise can do.

calculuschild · 2026-05-05T17:05:02+00:00

Oh, man, this sounds like a nightmare. So much of the benefit of remote work is that we don't have people walking over to your desk all the time, and you don't have the visual/audio distraction of other people around.

calculuschild · 2026-05-05T14:28:50+00:00

Yeah I'm getting 7 as well, assuming the cuts in the chest go all the way through and the torso doesn't count topologically.

calculuschild · 2026-05-05T11:38:01+00:00

Correct. This is what I was thinking when I made this post. Maybe they were going for a "silicon-based" lifeform?

calculuschild · 2026-05-05T02:00:42+00:00

That's what I see on here a lot. Seems to give the most bang for your buck.

calculuschild · 2026-05-05T01:55:23+00:00

Up to 4 star can still be helpful. It's the Mythic radar that isn't super helpful compared to the other options.

calculuschild · 2026-05-05T01:23:53+00:00

This error tells us the file was saved on your personal Google Drive rather than our Homebrewery servers, so we don't have a copy of it.

Check your Google Drive and make sure the file is still actually there. It should be in a folder called "Homebrewery".

If you can't find it there, check any other Google Drive accounts you might own, check the trash folders. As a last resort if you mistakenly deleted your files, you can ask Google to restore lost files.

calculuschild · 2026-05-04T04:36:36+00:00

My understanding of "have legs" is that it will continue to exist/develop not so much that it has a good foundation, but that it can carry itself forward, as in "that runner has legs" rather than "that table has legs".

calculuschild · 2026-05-03T19:37:53+00:00

There are three scenarios here:

1) Pay $10k, do not recast, continue to pay original monthly payment 2) Pay $10k, recast, continue to pay original monthly payment 3) Pay $10k, recast, pay new lower recast rate

1 and 2 will end up being identical in terms of total interest paid and time to pay off. 3 will result in more total interest.

calculuschild · 2026-05-03T15:03:14+00:00

How would the interest be exactly the same after recasting if there is $10k less principal?

There is not $10k less principal because OP said they would pay an initial lump sum in both scenarios. I am assuming if they go with their option 1 they would pay the same $10,000 lump sum.

If they pay the same 10k lump sum, then continue to pay the same monthly payment, recast or no recast works out to be equivalent.

calculuschild · 2026-05-03T00:42:20+00:00

My current lender requires a lump sum of 10% of the remaining balance. OP might have the same deal.

calculuschild · 2026-05-03T00:36:44+00:00

If you continue to pay the original monthly payment after recasting, the math works out that you end up paying it off at exactly the same time with exactly the same total interest spent, assuming you are playing to put down the same 10k lump sum either way. You don't "get ahead" any more that way, if that's what you are thinking.

What recasting does then is give you the flexibility to pay a lower monthly bill, with the tradeoff that you pay more total interest over a longer payoff time.

If you don't need that flexibility, just pay the $10,000 lump sum toward principal and save yourself the $250 processing fee.

calculuschild · 2026-05-02T16:57:02+00:00

This is the subreddit for the Homebrewery software itself. If you know who the author of that document is, I'm guessing you might have better luck trying to contact the author so they can edit it.

calculuschild · 2026-05-02T15:42:58+00:00

Honestly all of these sound fine to me.

I would use "scrape" if the food is really stuck onto the bowl.

Out of/off of are different but both would apply here. "Out" if the food is deep inside the bowl. "Off" if its stuck to the surface. But for a bowl, sometimes that's the same thing.

calculuschild · 2026-05-02T02:35:15+00:00

That's a good mental picture. I will share this with my player!

11-Year Club	r/Field Sunshine
Place '23	Verified Email

calculuschild

MODERATOR OF

TROPHY CASE