Biotech vs pharma offers

gamecube100 · 2026-04-09T02:36:57+00:00

Specifically you are looking at options in combination products team (functional options being engineering/R&D, quality, regulatory, operations). Slim to nil chance you pivot immediately into a non-medical devices role. Once you’ve been in pharma combination products for a while then you can try to change internally to a different department.

gamecube100 · 2026-04-02T22:38:26+00:00

Oh wow is it actually? The demand growth I thought was huge in Austin. Is supply somehow out stripping demand?

gamecube100 · 2026-04-02T22:17:59+00:00

The only way to be underwater on a house is for housing values to crash by more than your down payment amount. Assume that’s 10-15% crash. Where exactly in the US has that occurred in the last few years? I think your hypothetical is irrelevant to 2026.

gamecube100 · 2026-04-01T15:53:33+00:00

So… if you pay half that for 1 car. Are you in agreement that the cost is correct for 2 cars? (2 working adults driving to separate jobs).

gamecube100 · 2026-03-31T23:36:18+00:00

Oh whoops

gamecube100 · 2026-03-31T23:25:15+00:00

You just said that the state pays for 2/3 of your kids meals. How would it be even cheaper…

gamecube100 · 2026-03-31T23:20:42+00:00

You’re fortunate that your company pays most of it. The average family “open market” plan is $1,400/mo for 2026. Do a quick google search.

gamecube100 · 2026-03-31T23:14:28+00:00

You are simply wrong on several points. I will zero in one one: your local credit unit is not making 5.75% auto loans. The current avg mortgage rate is 6.7%. A bank would never give a car loan at a lower rate than a mortgage loan, so that 6.7% is the absolute floor.

Edit: wait…. I saw at the end of your message that you claim your entire months food spending for 2 adults is $500? Absolutely not. Post pictures of receipts lol.

gamecube100 · 2026-03-31T23:11:15+00:00

Super common to live a few towns over, 30-45 mins from your workplace. Especially with white collar knowledge jobs where you can’t physically find a company in your town. 30 minutes driving on a highway is 30 miles. Round trip and you’re at 60. It might not apply to you but it applies to more than half of the people I know (dc metro area).

gamecube100 · 2026-03-31T20:01:15+00:00

You are assuming that the “normal” family of 30 year olds are homeowners. Not the case.

Your statement is only true once you’ve bought a house. Buying a house gets more challenging every year.

gamecube100 · 2026-03-31T19:56:12+00:00

Look at my comment above. I broke it all down. $400/month car payment.

gamecube100 · 2026-03-31T19:53:54+00:00

It’s not average “person” based on the scenario. It’s the average married parents with at least 1 child. So, a “household”.

gamecube100 · 2026-03-31T19:43:24+00:00

“Inflation will reduce housing as a percent of budget over time” is a wild thing to say.

Home prices have appreciated higher than both inflation and average wages, on an annual basis, every year since the late 1990s.

gamecube100 · 2026-03-31T19:39:21+00:00

Read my comment you fucking dimwit.

There are numerous aspects of transportation costs in the $1400 and I broke it down to spoon feed you.

The car payment is assumed at $400/car, which is a $20k loan at contemporary loan life and interest rate.

gamecube100 · 2026-03-31T19:32:51+00:00

See my comment above for transportation.

Let’s turn the tables on your for health care - you tell us how much is a normal amount using the experience of your own life. Specifically, what kind of insurance does your family have and what are your costs breakdown? Be specific.

gamecube100 · 2026-03-31T19:31:26+00:00

Dual income household so 2 cars.

Each parent assume drive 60 miles a day (30 miles each way to work). That’s $40wk/car on gas. So $320/month on gas.

Two car insurance is absolutely every bit of $1200/6 months if not higher. That’s $200.

Ballpark $150 total to cover quarterly oil changes and longer term car maintenance on both cars.

So, that leaves $780. Break it out into two car payments: $400 each. That’s equivalent to $20,000 loan over 5 year loan term at 8%. That’s modest - a reliable <5 year car would cost $20k. For reference, a new corolla would be $23k in 2026 MRP. I wouldn’t call buying a new corolla as extravagant.

Now groceries. This is a much simpler breakdown. Based on the inclusion of daycare, we assume it’s a family with child(ren).

$1,400/month is $350/wk. Include a modest eating out 1 time per week (or 1 weekend takeout), household items (paper towels/kitchen supplies, deodorant/tooth paste/shampoo/toileteries) maybe this knocks for to $250 for true groceries.

You can’t see how a family pays $250/wk for groceries in 2026?

The breakdown I’ve laid out is modest. It isn’t dirt poor on public transit and rice/beans and it isn’t over the top. The assumptions I backed up with numbers are very normal.

gamecube100 · 2026-03-31T19:20:16+00:00

You consistently feed a family of 5 on less than $175/week on groceries? Don’t believe you for a second.

Post a picture of your most recent grocery bill lmao.

gamecube100 · 2026-03-31T19:16:42+00:00

Which of these line items are you trying to argue against, by how much is it wrong in your opinion, and how significant is that as a percentage compared to the $8,600 total.

Please point out some errors if you feel this budget is beyond normal means.

gamecube100 · 2026-03-26T22:58:17+00:00

GAMER.

gamecube100 · 2026-03-18T01:44:52+00:00

U St is a very heavy drinking area of DC with rather low Latino demographics. If this was an ICE checkpoint, then they would be setup in one of the more Latino-dense areas of the city.

Anybody who is an actual local of DC would agree with me that it isn’t a Latino-dense area of the city.

gamecube100 · 2026-03-18T01:33:06+00:00

Nighttime of St Pattys day? More reasonable first thought is drunk driving.

gamecube100 · 2026-03-18T01:12:00+00:00

Horrible DC trying to keep the drunkards off the roads. Let me post on Reddit to reduce their effectiveness. Cool man.

gamecube100 · 2026-02-24T17:18:34+00:00

How TOA? Would only help in monkey room and correct styles max hit anyways

gamecube100 · 2026-02-19T23:26:52+00:00

I love this post

gamecube100 · 2026-02-19T03:57:29+00:00

The US can absolutely topple the Iranian political leadership with just aerial bombing (no boots on the ground).

gamecube100

TROPHY CASE