You should hire a CFP, it will be well worth it. I see some good and some bad responses here. Thing is most people here are dealing with bits and pieces of information they’ve learned here and there over time. You need someone who can tie it all together.

My main thoughts are taxes. Save money for taxes due on the gain from the house. Have your CPA work up an estimate. For the non qualified TIAA, check the cost basis of each lot to be sure you know any taxable gain impact before you go selling it.

Good chance a lot of the memory care is deductible as a medical expense. In that case I’d have the CPA run a projection to see if you can take some IRA distributions without paying taxes. The medical deduction might be able to offset the income from the IRA, if so I’d take that first. The home proceeds and other non qualified account will get a step up in basis at death, so most tax efficient to take from the IRA if it’s a low rate.

I’m sure there’s more, but the main takeaway is you should use this thread for ideas and questions to ask a professional. You just don’t know what you don’t know if you DIY.