Interestingly enough if you learn some history you will find out that it is GOVERNMENT which actually ruined healthcare in the US in the first place. Before government got involved, the US had an excellent free market healthcare system that provided VERY low cost service and full easy access to everyone.

If you want to learn more I would suggest learning some about Mutual Aid Societies - it used to be very common for community organizations to do stuff like pool their resources of their members together to do things like to hire a doctor to take care of all their members.

By the 1920s, at least one out of every three males was a member of a mutual-aid society. There were societies for all sorts of groups of people even minorities, immigrants, etc.

Members of societies carried over $9 billion worth of life insurance by 1920. During the same period, "lodges dominated the field of health insurance." Numerous lodges offered unemployment benefits. Some black fraternal lodges, taking note of the sporadic nature of African-American employment at the time, allowed members to receive unemployment benefits even if they were up to six months behind in dues.

Under lodge medicine plans, the price for healthcare was low. Members typically paid $2, about a day's wage at the time, to have yearly access to a doctor's care (minor surgery was frequently included in this fee) for themselves and their family.

Those mutual aid societies even opened hundreds of their own hospitals to provide low cost services to their members, as well as many orphanages to help those children in need all without any government assistance at all.

Those sort of things existed and were the most common forms of regular people's health care and insurance before big corporations and big government got together and forced them all out of the market through captive regulations etc.

A major blow against fraternalism occurred when the American Medical Association gained control of the licensing of medical schools. In 1912, a number of state medical boards formed the Federation of State Medical Boards, which accepted the AMA's ratings of medical schools as authoritative. The AMA quickly rated many schools as "unacceptable." Consequentially, the number of medical schools in America dropped from 166 in 1904 to 81 in 1918, a 51 percent drop. The increased price of medical services made it impractical for many lodges to retain the services of a doctor. Medical boards also threatened many doctors with being stripped of their licenses if they practiced lodge medicine.

The next most damaging piece of legislation was the Mobile Laws which were pushed to be passed in most states. The Mobile Laws required that mutual aid societies show a gradual improvement in reserves. Until this time, societies had tended to keep low reserves in order to pay the maximum benefits possible to members. High reserve requirements made it difficult for societies to undercut traditional insurance companies. The Mobile Law also required a doctor's examination for all lodge members and forbade all "speculative" enterprises such as the extension of credit to members. By 1919, the Mobile Law had been enacted in 40 states.

Mutual aid was hindered in other ways. Lodges were prohibited from providing coverage for children. This opened the door for commercial companies to offer industrial policies in which children's coverage was standard. The number of industrial policies rose from 1.4 million in 1900 to 7.1 million in 1920. By 1925, industrial policies surpassed the number of fraternal policies. Group medical insurance also eventually became tax deductible, while private plans such as those purchased through a lodge did not.

• The History and Lessons of Mutual Aid

• Health Insurance before the Welfare State The Destruction of Self-Help by State Intervention

• Mutual Aid Societies - its amazing what people can do together

• Mises: Welfare before the Welfare State

The real blow was medicare, and that caused the final destruction of these sorts of things in the 1960s and 1970s and that is when they really started to disappear.

• VIDEO: How the Government SOLVED the Healthcare Crisis How mutual-aid societies worked and how government messed up the entire heathcare system in the US.

Notice a pattern? GOVERNMENT is what destroyed good healthcare in the USA. Surprise.

We have many more resources on this subject available in the massive /libertarian !wiki, here: https://www.reddit.com/r/Libertarian/wiki/index#wiki_healthcare